VA and FHA Reduced Loan Fees Even With Low Credit and Scores to 500

August 21, 2023

VA and FHA Reduced Loan Fees The VA and FHA both reduced their fees resulting in lower loan amounts and…

VA and FHA Loans with Low Credit Scores vs. Bad Credit. What’s the Difference?

April 10, 2023

There is a big difference!  We can close VA and FHA loans with low credit down to 500 credit scores. …

VA Loans. Low Credit and 500 Credit Scores. With Reduced Funding Fees.

March 27, 2023

At Access Capital Group, we are qualifying VA Loans with Low Credit, 500 Credit Scores, Manual Underwriting and starting April 7, …

VA loan Basics you should know.. 500 Minimum credit Score and Manual Underwriting

March 16, 2023

  Don’t let all the loan options overwhelm you. Let Access Capital Group teach you the VA Loan basics: VA Loan…

MIP Rates applicable for low 500 minimum credit score

Lower FHA MIP… even with Low Credit Scores… 500 Minimum Credit Score

March 2, 2023

On Feb 22, 2023, FHA released mortgagee letter 2023-05 announcing a reduction in the annual mortgage insurance premium (MIP) rates by 30…

VA Loan Low Credit Score ZERO DOWN LOAN 500 Minimum Credit

February 16, 2023

At Access Capital Group, our VA loan qualifying credit score is 500.  VA does not have a minimum credit score…

VA Loan – Automated Approval and Manual Underwriting

February 15, 2023

There are two ways to underwrite your VA loan.  Automated Approval and Manual Underwriting. The easiest and most common is…

2023 Loan Limits for FHA Mortgages

January 9, 2023

2023 Loan Limits for FHA Mortgages Edit FHA – Closed on or after Jan 1st 2023: For calendar year 2023,…

2023 Loan Limits for Conventional Mortgages

January 9, 2023

Conventional – Loans closed on or after Jan 1st 2023: The Federal Housing Finance Agency (FHFA) has issued the following…

2023 Zero Down VA home loans with NO upper Loan Limits

January 9, 2023

Started in 2020 VA will no longer require a down payment on a house because the value is higher than…