VA Loan Low Credit Score ZERO DOWN LOAN 500 Minimum Credit

February 16, 2023

At Access Capital Group, our VA loan qualifying credit score is 500.  VA does not have a minimum credit score…

VA Loan – Automated Approval and Manual Underwriting

February 15, 2023

There are two ways to underwrite your VA loan.  Automated Approval and Manual Underwriting. The easiest and most common is…

2023 Loan Limits for FHA Mortgages

January 9, 2023

2023 Loan Limits for FHA Mortgages Edit FHA – Closed on or after Jan 1st 2023: For calendar year 2023,…

2023 Loan Limits for Conventional Mortgages

January 9, 2023

Conventional – Loans closed on or after Jan 1st 2023: The Federal Housing Finance Agency (FHFA) has issued the following…

2023 Zero Down VA home loans with NO upper Loan Limits

January 9, 2023

Started in 2020 VA will no longer require a down payment on a house because the value is higher than…

VA Loan ZERO Down Loan Manual Underwriting Low Credit

September 2, 2022

We pre approve loans to the VA Underwriting Guidelines. We do not need an Automated Approval to close your VA…

FHA ZERO Down loan Low Credit Score

August 29, 2022

FHA generally requires a 3.5% down payment or a 96.5% LTV (Loan to Value) and up to 100% CLTV or…

2020 Loan Limits for Conventional Mortgages

December 5, 2019

Conventional —  Loans closed on or after Jan 1st 2020! Effective immediately, Access Capital Group, Inc. will begin supporting the…

2020 Loan Limits for FHA Mortgages

December 5, 2019

FHA Loans  —  Closed on or after Jan 1st 2020 FHA announced December 3, 2019 in Mortgagee Letter 2019-59 that…

Zero Down VA home loans with NO upper Loan Limits in 2020

November 27, 2019

Starting in 2020 VA will no longer require a down payment on loans greater than the conforming loan limit.  Zero…