Loan Goal

What's Your Loan Goal?

From first time home buyers to seasoned veteran homeowners you should always have a Loan Goal.

First-Time Home Buyers Loan Goals:

  • Purchasing a Primary Residence: The main Loan Goal is to buy a home to live in. Programs like FHA loans, VA loans, and USDA loans can help with low down payments and favorable terms
  • Building Equity: Owning a home allows you to build equity over time, which can be a valuable financial asset.
  • Stabilizing Housing Costs: Fixed-rate mortgages can provide predictable monthly payments, protecting against rent increases.
  • Tax Benefits: Homeownership can offer tax deductions on mortgage interest and property taxes.
  • Personalization: Owning a home allows you to make modifications and improvements to suit your preferences.

For Refinancing and Cash-Out Loan Goals:

  • Lowering Interest Rates: Refinancing can help reduce your mortgage interest rate, leading to lower monthly payments.
  • Reducing Loan Term: You can refinance to a shorter loan term to pay off your mortgage faster and save on interest.
  • Accessing Home Equity: A cash-out refinance allows you to borrow against your home's equity for various purposes.
  • Home Improvements: Use the cash from a refinance to fund major home improvements or renovations.
  • Debt Consolidation: Consolidate high-interest debt, such as credit cards, into your mortgage to potentially lower your overall interest rate.
  • Investing in Opportunities: Use the funds for educational expenses, business investments, or other financial opportunities.

For Seasoned Investors Loan Goals:

  • Expanding Property Portfolio: Use loans to acquire additional properties, diversifying and growing your investment portfolio.
  • Debt-Service Coverage Ratio (DSCR) Loans: These loans focus on the income potential of the investment property rather than the borrower's personal income, making them accessible and flexible
  • Renovation and Value-Add Projects: Obtain loans to fund renovations or improvements that can increase the property's value and rental income.
  • Cash-Out Refinancing: Access the equity in existing properties to reinvest in new opportunities or fund other investment projects.
  • Construction Loans: Finance the construction of new properties or major renovations, allowing for custom development projects.
  • Refinancing for Better Terms: Refinance existing loans to secure better interest rates, reduce monthly payments, or adjust loan terms to better align with investment strategies.

We are always ready to assist with your specific Loan Goal!

Call us today to start your Loan Goal, or utilize some of our automated options below.

What's your Loan Goal?

This Quick Quote form has been designed to help narrow down options based on your individual needs.
It’s quick, it’s easy, and you get accurate results.

What's your Loan Goal....

Contact Us

Loan Goal
202 E. Earll Drive
Suite 460
Phoenix, AZ 85012

LICENSING

NMLS Consumer Access
www.nmlsconsumeraccess.org
NMLS # 33043

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