Welcome to Access Capital Group, Inc.!

Your trusted source for smarter home financing.

Access Capital Group, Inc. has been helping homebuyers and homeowners navigate the mortgage process with confidence since 2001. Through Loan Goal™, you have seamless access to interactive mortgage tools, straightforward answers, and guidance from experienced, nationally licensed mortgage professionals.

Whether you're purchasing, refinancing, or simply exploring your options, our team is here to provide the clarity and education you need to make informed decisions every step of the way.

What are you waiting for?

Getting started is easy!

VA Loans

ZERO Down Payment purchase

Cash-Out  - 100% of Value

VA IRRRL NO Score Required

500 Minimum Credit Score

 

FHA Loans

Down payment - 3.5% 580+ Credit

Cash-Out Refinance to 80% LTV

FHA 100% Program

500 Minimum Credit Score

 

Other Loan Options

Bank Statement Loans

Conforming loans

Jumbo Loan

USDA Zero Down Loan

 

What our clients are saying

  • Awesome company to work with, i knew we were in good hands the whole time honestly thanks Mark C!!!

    Jeremy Ellis Avatar Jeremy Ellis
    December 13, 2025

    Micheal is exceptional . He went above and beyond to help us with things unrelated to our mortgage loan . We are grateful and lucky to of found a person... read more

    Lesley Severin Avatar Lesley Severin
    November 23, 2025

    Mark and Cathy were amazing to work with. We were first time homebuyers using a VA loan and Mark made everything feel straightforward and stress free. He kept us updated,... read more

    Lacey Goodson Avatar Lacey Goodson
    November 22, 2025

    Michael and his staff were outstanding! They went out of their way to make sure you understood everything and to get you through the process. Michael was always available if... read more

    Kenneth Severin Avatar Kenneth Severin
    November 22, 2025
  • Very happy with all work done by Michael and his associates. Second time work with and recommended to all my friends.

    Hoss Ogden Avatar Hoss Ogden
    November 10, 2025

    Choosing Access Capital Group was the best decision I made. What I thought would be a stressful mortgage process felt easy thanks to their amazing team. Mark Christoffersen and Cathy... read more

    Ja'Keim Haniah Avatar Ja'Keim Haniah
    November 3, 2025

    I had my first home purchase experience with Mark and his colleagues they rock. They are the best that ever did it. I am so happy I would recommend them... read more

    Ava Knox Avatar Ava Knox
    November 1, 2025

    I honestly can’t thank Mark enough. After being let down by other lenders at the very last minute, we were heartbroken and sure everything was falling apart. But Mark and... read more

    Jessica Blaize Avatar Jessica Blaize
    October 28, 2025
  • Honestly don’t even know where to start…Honestly didn’t think I was going to get approved or anything was down until I spoke with Mark. He got me in the door... read more

    Tracy Black Avatar Tracy Black
    October 3, 2025

    Mark and his team are awesome from finding our home to closing took only 30 days. What awesome job to get us into our forever home. Our family thanks you... read more

    Ray Sandberg Avatar Ray Sandberg
    September 11, 2025

    The process was smooth and easy going. Kathleen explained everything in detail.

    Ray Sandberg Avatar Ray Sandberg
    August 11, 2025

    While many other loan companies just look at the surface and immediately deny the loan, Mark and his team at Loan Goal really take time to look deeper into your... read more

    william lyman Avatar william lyman
    July 11, 2025
  • Mark and Cathy were great!! They helped me with everything even when I was nervous they weren’t and reassured me! I will always work with them!!

    Aimee Avatar Aimee
    June 12, 2025

    Mark is the magic man! I thought we were out of luck to purchase the home of our dreams but Mark was able to make it happen. I highly recommend... read more

    Alex Keller Avatar Alex Keller
    June 10, 2025

    Mark was incredibly knowledgeable and supportive throughout the home buying process. He worked diligently to get me a very good rate. Much lower than the average. He made the experience... read more

    Dustin Wieland Avatar Dustin Wieland
    May 14, 2025

    I am a true believer! I have dealt with Mark Christoffersen for years now as he's always been very honest about what things I needed to achieve on my end... read more

    Natalie Denmon Avatar Natalie Denmon
    May 8, 2025
  • Mark doesn't pull punches. He told me what I needed to fix, I did and 2 years later (according to his predictions) I landed my house! As a military personnel... read more

    nelkaya Avatar nelkaya
    March 29, 2025

    We're in the process of getting a loan for our home the person first helped us Aiden was very friendly and kind and the second who helped us was Micheal... read more

    gravity cp Avatar gravity cp
    March 4, 2025