2025 Zero Down VA home loans with NO upper Loan Limits

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Started in 2020 VA will no longer require a down payment on a house because the value is higher than the conforming loan limit. Zero Down VA loans NO loan limit Jan 1st 2020. Jan 1st 2025 the conforming VA loan limit is $806,500. You can have a VA zero down loan over $806,500, it…

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2025 Loan Limits for FHA Mortgages

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2025 Loan Limits for FHA Mortgages The new forward mortgage loan limits in the table below are effective for FHA case numbers assigned on or after January 1, 2025. Notably, the maximum loan limits for FHA forward mortgages will rise in 3,151 counties. Property Size Low-Cost Area “Floor” High-Cost Area “Ceiling” Alaska, Hawaii, Guam, and…

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2025 Loan Limits for Conventional Mortgages

residential neighborhood with family homes

Conventional – Loans closed on or after Jan 1st 2025: The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2025. 2025 Conventional Loan Limits Units Conforming…

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VA Loans for 500 Credit Scores: What You Need to Know

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VA loans with 500 credit scores means you may have to meet the VA Manual Underwriting guidelines VA manual underwriting basics with a 500 credit score; 24 months’ rent history is a must Cancelled checks Third-Party Management Company Private Party Verification Rent-free living with family Credit Report History No late payments in the past 12…

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How to Improve Your Chances of Getting a VA Loan with a Low Credit Score

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The VA technically does not have a minimum credit score in their underwriting guidelines. However, improving your credit score can result in a better interest rate and lower closing costs. Tips and strategies for boosting credit scores to increase eligibility for VA loans. Keep your credit balances low and payments on time If you do…

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Transform Your Space with These Cool Summer Home Improvement Ideas

Transform Your Space with These Cool Summer Home Improvement Ideas

Summer is the perfect time to refresh and revitalize your home. Whether you’re a homeowner looking to upgrade your space, a DIY enthusiast eager for a new project, or an interior design lover searching for inspiration, this guide offers exciting ideas to make your home both functional and fabulous. Here, we’ll explore innovative ways to…

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What’s your Loan Goal…

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In life you need to have goals.  What’s the goal…  Run a marathon, start a business, have a positive impact on the word.  All great goals that you will more than likely seek guidance from an expert who can help you achieve those goals. What about the goal of owning a home, that is where…

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Zero Down Purchase Loan

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Down payment keeping you from home ownership?  Well, this product can help! Zero Down Purchase is a down payment assistance program that allows borrowers to receive a 3% loan up to $15,000.   You will have no required monthly payment on the second lien and the second lien does not accrue interest.  The second lien is…

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What's your Loan Goal....

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