A More Affordable Housing Market May Be Emerging — What It Means for Buyers
According to Fox Business, mortgage rates have dropped to 6.35% for a 30-year fixed loan, marking the largest weekly decline in over a year. This shift could signal the beginning of a more affordable housing market across the U.S.—and it’s creating new opportunities for buyers.
At LoanGoal.com, powered by Access Capital Group Inc., we help buyers in 18 states take advantage of these changing conditions with flexible loan options—including VA loans for credit scores as low as 500.
What’s Driving the Shift?
– Lower mortgage rates mean reduced monthly payments.
– More inventory gives buyers more choices.
– Price softening in many regions is making homes more accessible.
How LoanGoal.com Helps You Win
– VA Loans for credit scores starting at 500 (lower than Freedom Mortgage’s 550 minimum).
– FHA and Conventional Loans tailored to first-time buyers.
– Refinancing options for homeowners looking to lower monthly payments.
– Personalized service from a responsive, smaller team that puts your goals first.
Q&A for Homebuyers in Your State
Q: Can I buy a home with a credit score under 600?
A: Yes! LoanGoal.com offers VA loans starting at 500 credit score, making homeownership possible even if your credit isn’t perfect.
Q: Is now a good time to refinance?
A: With rates dropping, it’s a great time to explore refinancing—especially if you locked in a higher rate earlier.
Q: What if I’m a first-time buyer and don’t know where to start?
A: We specialize in guiding first-time buyers through every step. Our team will help you understand your options and get pre-approved quickly.
Q: Are homes becoming more affordable in my area?
A: Many states are seeing increased inventory and price softening. Contact us to get a local market snapshot and see what’s possible in your zip code.
Ready to Take the Next Step?
Visit LoanGoal.com to get started. Whether you’re buying your first home, refinancing, or exploring VA loan options, our team is here to help you reach your homeownership goals.
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