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First-Time Home Buyers in 2024–2025: Be Financially Ready Before You Sign
Buying your first home is exciting—but it can also be overwhelming. From budgeting and saving to choosing the right loan, there are many decisions to make. At LoanGoal.com, we specialize in helping first-time buyers, including veterans and those with low credit scores, navigate the process with confidence. Why Financial Preparation Matters Before you start browsing…
Read MoreEssential Tips for First-Time Homebuyers in 2025
Buying your first home is a thrilling milestone, but it can feel daunting. With expert preparation, you can navigate the process with confidence. At LoanGoal.com, our team, with over 20 years of residential lending experience, offers tailored mortgage options like Conventional, NON QM, FHA, and VA loans to make your journey seamless. Use our interactive tools,…
Read MoreDon’t Let the Headlines Scare You: Why Today’s Housing Market is Full of Opportunity
You might have seen the news that the Federal Reserve has concerns about the housing market’s recent slowdown. According to a report by MSN, minutes from recent Fed meetings reveal that policymakers are paying close attention to the slowdown in residential investment and a weakening in housing demand. While headlines focus on the negative, we…
Read MoreHousing Markets Rebound: Grab Your VA Loan with LoanGoal in These Hot Cities!
Big news for homebuyers! A recent Fox Business article citing Realtor.com shows housing inventory in nearly half of America’s top 50 metros soaring past pre-COVID levels, making markets like Denver and Austin prime for buyers. With more homes and potential price cuts, it’s a buyer-friendly era—but affordability is still a hurdle. That’s where LoanGoal.com shines,…
Read MoreVA Home Loans & Market Momentum: What Fannie & Freddie’s Future Means for You
Exciting Changes in the Mortgage Market: What VA Buyers Should Know A recent MSN article reports that the Trump administration may be preparing to take Fannie Mae and Freddie Mac public again, with a potential valuation of $500 billion. This move is generating optimism across Wall Street and could bring fresh energy to the housing…
Read MoreTop 5 Reasons Veterans Should Use a VA Loan – Even with Low Credit Scores
At Access Capital Group, Inc., we help veterans and active-duty service members make the most of their well-earned VA loan benefits. If you have a low credit score, don’t count yourself out. Your VA home loan can still help you become a homeowner — even when other loans say no. Here’s why thousands of veterans…
Read MoreUnlocking the Benefits of VA Loans: A Smart Path to Homeownership for Veterans
At LoanGoal, we’re proud to support those who’ve served our country by helping them achieve their dream of homeownership. One of the most powerful tools available to veterans, active-duty service members, and eligible surviving spouses is the VA loan—a mortgage option backed by the U.S. Department of Veterans Affairs. Here’s why VA loans are a…
Read MoreManually Underwritten VA Loans
What’s a VA Manual Underwritten Loan? When applying for a VA loan, you might be told a minimum credit score of 620, 600, or 580 is required, or that your debt-to-income ratio must be no more than 41%. This is likely because your lender did not receive automated approval from Fannie Mae and Freddie Mac…
Read MoreUtilizing Your VA Home Loan with a Credit Score Below 620
Loan Goal: Utilizing Your VA Home Loan with a Credit Score Below 620 Many lenders claim you need a 620 credit score to apply for a VA home loan. This is incorrect and is known as a Lender Overlay. The VA does not require a minimum credit score, but you will have more success with…
Read MoreWhat’s Your Loan Goal?
From first-time home buyers to seasoned veteran homeowners you should always have a Loan Goal. First-Time Home Buyers Loan Goals: Purchasing a Primary Residence: The main Loan Goal is to buy a home to live in. Programs like FHA loans, VA loans, and USDA loans can help with low down payments and favorable terms. Building…
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