2025 Loan Limits for Conventional Mortgages
Conventional – Loans closed on or after Jan 1st 2025:
The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2025.
2025 Conventional Loan Limits
|
Units |
Conforming Amount |
High Cost Areas |
|
One |
$806,500 |
$1,209,750 |
|
Two |
$1,032.650 |
$1,548,975 |
|
Three |
$1,248,150 |
$1,872,225 |
|
Four |
$1,551,250 |
$2,326,875 |
