2022 Loan Limits for Conventional Mortgages

Conventional – Loans closed on or after Jan 1^st 2022:

The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2022.

2022 Conventional Loan Limits
Units	Conforming Amount	High Cost Areas
One	$647,200	$970,800
Two	$828,200	$1,243,050
Three	$1,001,650	$1,502,475
Four	$1,244,850	$1,867,275

 

Conforming Loans with a 3% Down Payment
NO Overlay Lender