2021 Loan Limits for FHA Mortgages
FHA — Closed on or after Jan 1st 2021
FHA announced December 2, 2020 in Mortgagee Letter 2020-41 that the low-cost and high-cost county limits have increased effective with case numbers assigned on or after January 1, 2021. Loan limits are county specific.
The low-cost areas mortgage limits have increased to:
- One-Unit: $356,362
- Two-unit: $456,275
- Three-unit: $551,500
- Four-unit: $685,400
High-cost areas are also county specific and the highest limits:
- One-unit: $822,375
- Two-unit: $1,053,000
- Three-unit: $1,272,750
- Four-unit: $1,571,750
Click to View FHA Loan Limits to determine maximum loan limits available by county (once it is updated). Be sure to select the appropriate limit year (i.e., 2021). For the “Limit Type” on FHA select FHA Forward.
FHA Loan Low Credit Score 500 Minimum Credit Score
FHA Streamline Refinance NO Credit Score Required
