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VA and FHA Home Loans with Bad Credit / Low Credit 500, 550, 600 Credit Scores
What is considered bad or low credit scores? There is more to credit than just the score when it comes to getting approved for a home loan. Just because your credit score is under 620 and you are labeled “Fair” to “Very Poor” credit doesn’t mean you cannot get approved for a home loan. Example 1: You…
Read MoreNO Overlay Lender
What is a NO Overlay Lender you might Ask? Access Capital Group, Inc. is a NO Overlay Lender meaning we pre approve loans to the Investor Guidelines and have done so since 2001. A “Lender Overlay” is a guideline (or set of guidelines) on top of the actual investor guidelines. An investor would be Fannie…
Read More2019 Loan Limits Now Allowed on Conventional Products
2019 LOAN LIMITS NOW ALLOWED ON CONVENTIONAL PRODUCTS As announced today by the Federal Housing Finance Agency (FHFA), the standard and high-cost area loan limits for Fannie Mae and Freddie Mac are increasing. The base loan limit in most of the country will be $484,350, which represents a 6.9% increase over the 2018 limit. All…
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