2026 Loan Limits for Conventional Mortgages
Conventional – Loans closed on or after Jan 1st 2026:
The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2026.
2026 Conventional Loan Limits
|
Units |
Conforming Amount |
High Cost Areas |
|
One |
$832,750 |
$1,249,125 |
|
Two |
$1,066,250 |
$1,599,375 |
|
Three |
$1,288,800 |
$1,933,200 |
|
Four |
$1,601,750 |
$2,402,625 |
