2023 Loan Limits for Conventional Mortgages
Conventional – Loans closed on or after Jan 1st 2023:
The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2023.
| 2023 Conventional Loan Limits | ||
| Units | Conforming Amount | High Cost Areas |
| One | $726,200 | $1,089,300 |
| Two | $929,850 | $1,394,775 |
| Three | $1,123,900 | $1,685,850 |
| Four | $1,396,800 | $2,095,200 |
