Conventional – Loans closed on or after Jan 1st 2022:

The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2022.

2022 Conventional Loan Limits
Units Conforming Amount  High Cost Areas
One $647,200 $970,800
Two $828,200 $1,243,050
Three $1,001,650 $1,502,475
Four $1,244,850 $1,867,275

 

Conforming Loans with a 3% Down Payment
NO Overlay Lender

 

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