Bank Statement Loan for Income 12 or 24 Months

Self-employed borrowers who can’t document their total income. (Write-offs, etc.)

12 or 24 Months Personal Accounts qualify with
-100% of Deposits for Personal Statements!

24 Months Business Accounts qualify with
-Up To 50% of Deposits for Business Statements
-Don’t look at Withdrawals, Don’t look at Overdrafts, No P&L
-No Reserves, No 4506T!

Self-employed borrowers who can’t document their total income. (Write-offs, etc.)

-Borrowers in the service industry to qualify exclusively off employment with no income docs.
-A borrower with a 25% or greater ownership interest in a business is considered self-employed.
-Business owners who need cash out to maintain property or business.
-Borrowers with recent credit events or low FICO.
-90% LTV – 2yrs from Foreclosure, Short Sale or Bankruptcy.

What We Lend On:

-Manufactured Homes
-Rural
-Mixed Use
-Non-Warrantable Condo’s
-2-4 Unit Properties
-Commercial Properties
-SFR
-Townhouse
-Condos